Increasing Employee 401(k) Program Participation
Employer engagement in a company's retirement plan builds employee confidence.
Knowledge Center
Preparing for Retirement
Preparing your finances for retirement can be an ever-changing process throughout your professional career.
Health Savings Accounts Fueling Retirement (Part I)
HSAs are beneficial for their triple-tax advantages, transferability, and nearly-timeless lifespan.
Benefits Insurance Investments
Health Savings Accounts Fueling Retirement Part II: Using Your HSA
Whether you’re a saver, spender, or investor, there is an HSA contribution strategy that fits your needs.
Is it Time to Consider a New Plan Design?
Cash balance plans are especially suited for self-employed or small business owners with high incomes.
Should You Include ESG Funds in Your Retirement Plan? Maybe, Maybe Not.
ESG, or environmental, social and governance funds, can be appealing to many investors, including millennials.
Benefits Insurance Investments
Health Savings Accounts Fueling Retirement Part III: Long-Term Focus
HSAs have become an important part of the healthcare and retirement picture for millions of Americans as employees and employers continue to realize their...
How to Think About Financial Wellness ROI
Financial wellness is a hot topic in boardrooms these days, but to sell your company’s leaders on a program, you’ll need to talk numbers.
Plan Fiduciaries, Do you Need Support?
Teamwork makes the retirement dream work. Should you have a retirement plan committee in your workplace?
Boost plan participants confidence! 4 forward thinking tips for retirement outlook
As many employees look ahead to retirement, 47% of workers feel somewhat confident that they’ll have enough money saved to retire on time and...
Building a Better Retirement Benefit: Consider Adopting Auto Features
Two great reasons for small business 401(k) plan sponsors to consider upgrading their current plan design to include auto features: employee participation and savings...
What’s in your Fiduciary File?
If the Department of Labor were to ever knock on your door, we want you to be prepared! Applying the
Health Savings Accounts Fueling Retirement Part IV: A Parallel Approach
By combining savings from an HSA and traditional retirement vehicles, Americans will be better prepared for healthcare expenses incurred during their retirement years.
5 Plan Design Features for Retirement Readiness
Successful financial wellness programs help employees feel in control and on track in their financial lives.
Retirement Plan Committee Best practices for 401(k) investments on the Watch List
Our 401(k) Investments are on the Watchlist. Now What? Approach, review, document, and decide As a member of your company’s
Lawsuits Over the Years and What it Means for Plan Sponsors
Formation of Lawsuit Trends The barrage of excessive fee lawsuits filed in 2006 started a trend that continues to this
Effective Governance May Lead to Better Retirement Plans
Risky Business: Why Plan Governance Matters Participant-driven lawsuits are on the rise, and employers are facing heightened scrutiny of the
Key Steps Retirement Committees Can Take to Boost Their Cybersecurity Protections
Key steps that you and your retirement plan committee can take to boost your cybersecurity protections
How Data Analytics Can Help You Make Retirement Plan Decisions
If you’re not using data analytics to help you make progress toward improving participant outcomes, then you could be missing out on a key...
SECURE Act and What 401(k) Plan Sponsors Need to Know
On 23 December, one of the largest changing legislative acts to impact America’s retirement system was signed into effect. The
Tax Saver’s Credit: You Could Get Paid to Save for Retirement
Many Americans are not aware that they may be eligible for the Tax Saver’s Credit! You may be able to
403(b) Plan Update – Is Your Plan Compliant?
For the first time, the Internal Revenue Service (IRS) has pre-approved prototype plan documents for 403(b) retirement plans. The plan
Coronavirus and Retirement Savings: Lessons to Help Mitigate Long-Term Retirement Savings Mistakes
It’s easy to say “stay calm” but harder to actually walk the walk. Keeping emotions out of investment strategies can
Pros and Cons of Taking Coronavirus-Related Distributions from Retirement Saving
The COVID-19 pandemic has undoubtedly shaken our economy to the core. Many businesses have struggled to keep their doors open
4 Qualified Plan Tax Advantages for Employers
By choosing to offer your employees a 401(k) plan, you’re sending a powerful message — that you’re invested in their
Four Ways to Help Reduce Financial Stress for Your Employees
Employee financial stress is a hot topic. So much so, that nearly 60% of employees cite finances as their primary
Wealthies Circle Podcast: Cetera’s 401(k) Fee-for-Service Advice Program
Cetera’s Jon Anderson and Summit’s Kaci Skidgel discuss how the firm’s new 401(k) Fee-for-Service Advice Program enhances the client-advisor relationship.
Time to Check Your Benefits: Work with a Professional on a Pre-Retirement Financial Wellness Assessment
With so many decisions to make this time of year about your employee benefits, it’s an opportune moment to think
Staying the Course through Volatile Markets
Turbulent times can bring turbulent markets. Many factors cause chaotic swings in the investing world including housing bubbles, political elections,
Keep Your Retirement Plan in Good Health- Review and Update Documents Annually
You likely recognize the importance of seeing your doctor for an annual physical to keep your health in tip-top shape,