Summit’s philosophy for risk management is collaborative and relationship focused. Our specialists will take time to learn about and thoroughly understand your business so they can make thoughtful recommendations to best protect your business’s assets and future. Beyond the creation of the initial risk management plan, our team is committed to building an ongoing relationship with your business and serving as a trusted advisor year over year, continually helping you manage risk in order to give your business an edge.


Summit’s risk management services are more than just insurance. Our experienced consultants will work with you to identify your business’s exposures — from financial and legal liabilities to accidents and natural disasters — and create a clear plan to eliminate, address or transfer those risks through a combination of our Risk Mitigation services and Property & Casualty Insurance.

Property & Casualty

Businesses and individuals often face unexpected losses – making it critical to identify potential risks and exposures so you can transfer that risk through insurance coverage and safeguard your business’s future.

Risk Mitigation

When eliminating risk entirely is not possible, risk mitigation involves understanding, analyzing and addressing risk to help ensure that organizational objectives are achieved. Our team will help you mitigate risk through a variety of strategies, from walking through your safety plan and providing feedback to providing business continuity consulting.

Property & Casualty

Businesses often face unexpected losses – making it critical to identify potential risks and exposures so you can transfer that risk through insurance coverage and safeguard your business’s future. We’re here when bad things happen.

Worker's Compensation

Accidents can happen. Workers’ Compensation insurance provides safeguards for your business so your employees can receive medical care and any necessary wage replacement if they suffer job-related injuries or illnesses.

Specialized Coverage

  • Fiduciary Liability Insurance
  • Professional Liability Insurance
  • Management Liability Insurance
  • Crime Insurance
  • Cyber Insurance

Additional Coverage Solutions

Our highly credentialed team has years of experience across a broad range of industries. No matter what field or sector you operate in, we have the knowledge to help you protect your assets with the right type of insurance coverage.

Risk Mitigation

To grow and develop, we all need to take risks. In our fast-paced world, the risks we must manage can evolve quickly. At Summit, our risk management experts will collaborate with you to manage risk in ways that minimize the threats present, while maximizing the potential for positive outcomes they may also carry.

Our approach involves our experts working as consultants — we take the time to learn your business and understand the risks you face in order to identify the most strategic solution for transferring, reducing and/or eliminating those risks. We are able to provide strong guidance by leveraging all of the resourcing available to us, including our team’s deep industry knowledge and experience. All of our work is intended to drive real, measurable results for your business that you can see in improved balance sheet outcomes.

Business Continuity

Our team can help you plan and prepare for the unexpected with business continuity planning. From severe weather to supply chain issues, our experts will help you identify potential disasters and put together a plan to avoid disruption in your business.

Health & Safety

Protecting your employees from risk is vital for your business’s future. Our consultants will walk through your business’s health and safety plan with you to identify any exposures or gaps and create a plan to address them and prevent future potential risks or losses.

Business Succession Planning

The roles undertaken by risk professionals are incredibly diverse. Our consultants will work with you to mitigate as much risk as possible through business continuity, health and safety, corporate governance, engineering and other strategies.

Insurance Agency Network Member

BroadcastMed has been working with Summit for over six years. They have proven themselves a big step beyond our previous providers. Personalized attention and dogged pursuit of our best interests have set them apart. Further, we have come to rely on Summit’s strategic guidance when it comes to taking care of the people who take care of us, our employees. Summit’s vision and counsel have saved us countless thousands in precious resources and human capital.

Peter Gailey, President & Co-founder
BroadcastMed, Inc.

I have worked with Summit since 2009 and have known Rick Christy for 15 years or so. Rick and Summit were very instrumental in helping my wife and me use insurance products to plan for our retirement. I can’t overstate how significant their support in this one area has been, as their advice has put us in the position to be able to retire ahead of plan! Beyond that, Summit was great counsel to us as we sought long-term care insurance.

Randy L., Bank Executive

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Ready to map out a plan for the future? Our knowledgeable advisors will help you take the first step.