Life presents many challenges. Whether you are a business, family, or an individual, ensuring that you and your assets are protected does not have to be one of those challenges. Our team of highly credentialed and experienced advisors provides comprehensive solutions – including consultations and insurance plans tailored to your specific requirements – to meet your need to mitigate risk. Our level of involvement doesn’t stop there. Our team can also help you navigate discussions with insurance carriers and obtain reimbursements for claims.
Property & Casualty / Risk MitigationTo grow and develop, we all need to take risks. In our fast-paced world, the risks we must manage can evolve quickly. We need to manage risk in ways that minimize the threats present while maximizing the potential for positive outcomes they may also carry.
Risk management involves understanding, analyzing and addressing risk to help ensure that organizational objectives are achieved. Because risk is inherent in everything we do, the roles undertaken by risk professionals are incredibly diverse. They include insurance, business continuity, health and safety, corporate governance, engineering, and life insurance planning.
Life InsuranceLife insurance is fundamental to every financial plan. It might even be considered an asset class of its own. It provides families with income replacement in case of pre-retirement death or serves as a post-retirement legacy benefit. It protects your family and business, and it helps transfer wealth from generation to generation.
Property & Casualty
Have you identified all your potential business risks? Our team of specialists will help identify your business’s exposures – from financial insecurity and legal liabilities to accidents and natural disasters – and create a clear plan to mitigate risk.
Property & Casualty Insurance
Businesses and individuals often face unexpected losses – making it critical to identify potential risks and exposures. Property & Casualty Insurance helps protect your assets – from employees to company cars – and your business’s overall financial security and reputation.
You take great care to provide a safe work space, but accidents still happen. Workers’ Compensation insurance provides safeguards for your business so your employees can receive medical care and any necessary wage replacement if they suffer job-related injuries or illnesses.
Attractive benefits help your business recruit and retain the best talent. Our team will help research and outline creative, effective benefits to help you recruit, retain and reward executives in leadership and top-performer positions.
Change is inevitable in business, but partners or proprietors leaving an organization should not necessarily bring loss of revenue. Our experience with Buy-Sell Agreements can help if you need to purchase or sell interests within a business.
Individual Life and Disability Insurance
Do you have a plan to protect your family financially if you are no longer there to provide for them? Our knowledgeable advisors will work with you to research and identify Life and Disability Insurance solutions that build security for your family’s needs and lifestyle.
Key Executive Planning
Businesses of all sizes have employees who are critical to their success. Our experienced advisors will work with you to develop an optimal plan that protects you and your business’s finances should anything unexpected happen to a key employee.
Tax opportunities are available to businesses of any size or structure. Are you taking advantage of them all? Our team of experienced specialists will help you assess your financial situation and create a strategy tailored to your specific needs.
Long-Term Care Insurance
As we age, we often require long-term health care services. Our Long-Term Care solutions offer flexibility when choosing the right level of comfort and care, including Home/Community Care, Assisted Living, or Full Nursing Care.
Business Succession Planning
While retirement may feel distant, creating a thorough, thoughtful succession plan is crucial to the stability and growth of your business. Our highly experienced team will help you identify the next generation of leaders and create a sound plan for transferring stock, business assets and more.
No matter your age, you have the power to maximize the value of your estate. Our Estate Planning specialists help you effectively plan for the transition of your assets, a critical service that helps minimize taxes and maximize the value that will be transferred to family members, charities and more.
You will spend a lifetime accumulating funds for your retirement. Annuities can provide a tax-advantaged option to safely accumulate these funds and protect you from outliving your assets.
BroadcastMed has been working with Summit for over six years. They have proven themselves a big step beyond our previous providers. Personalized attention and dogged pursuit of our best interests have set them apart. Further, we have come to rely on Summit’s strategic guidance when it comes to taking care of the people who take care of us, our employees. Summit’s vision and counsel have saved us countless thousands in precious resources and human capital.
Peter Gailey, President & Co-founder
I have worked with Summit since 2009 and have known Rick Christy for 15 years or so. Rick and Summit were very instrumental in helping my wife and me use insurance products to plan for our retirement. I can’t overstate how significant their support in this one area has been, as their advice has put us in the position to be able to retire ahead of plan! Beyond that, Summit was great counsel to us as we sought long-term care insurance. In my experience with others in this industry, this is a clear point of differentiation for Summit.
Randy L., Bank Executive