Life Insurance

Don't put off buying life insurance if you need it--or buying more if you don't have enough. Many people who have life insurance are vastly underinsured. They have maybe three (3) to five (5) times their annual salary, when it takes ten (10) times their salary at an earnings rate of 7% to get them to 70% of their current earnings. You can figure out how much to buy with the help of professionals at Summit Financial Group:call 1-800-475-0991.

If you need more coverage, buy it now -- you can always modify, convert (regardless of your insurability status)or change policies later if rates drop and you're still insurable. But if you wait and your health worsens, you could find it tough to get any policy.