Critical Illness Insurance

With so many health plans tightening the restrictions on benefits these days, a Critical Illness Plan can help complement your existing benefits. This is a simple, lump sum benefit that will pay upon the diagnosis of major illnesses such as terminal cancer, heart attack, kidney failure, stroke, organ transplant, paralysis, coma, loss of sight, etc. This benefit is paid directly to the insured, and can be used for whatever expenses are needed. Carriers such as Colonial, American Heritage, AIG and Unum have excellent Critical Illness policies available at very reasonable premiums for your employees.